Re: Credit
I only got a credit card as an emergency for when I was stuck without cash or my debit card, though just to afford my life now I was having to use my card alot more, and as such I had to get new cards so that I didn't pay alot in interest.
I'm very rarely using the cards now, but it's getting the money off them that is tricky, the money I pay in rent would clear my cards in 3 months easily (and the money in council tax, bills etc)
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